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Personal Lines – December 2014
HEADER AREA – YOUR NAMEPLATE AND WEBSITE LINKS HERE
Personal Lines, Winter 2014
Volume 10, Number 4
Airbnb and VRBO: Know Your Risks Home rental clearinghouses such as Airbnb and VRBO make it easy for homeowners to rent out a spare bedroom or a second home when they aren’t using it. This might sound like a good way to earn extra money. Before diving in, consider the risks and your insurance coverage. Read on for details.
Why You Need Uninsured/Underinsured Motorist Coverage Uninsured drivers cost every insured driver $14 annually, according to the Insurance Research Council (IRC). If you are unlucky enough to encounter an uninsured driver, your costs could be much higher…unless you have the right insurance coverage. Read on for details.
Cash Value vs. Replacement Cost Do you know the difference between “actual cash value” and “replacement cost?” The difference has a significant effect on how much your insurer will pay out after a loss. Read on for details.
How Safety Devices Will Change Auto Insurance as We Know It Many newer cars have automated driving safety devices ranging from back-up cameras to automated parking systems. Google has been testing driverless cars on public highways, and soon most cars will include event data recorders, similar to the “black boxes” in aircraft. What will these developments mean for your auto insurance? Read on for details.
This Just In…
Every December, Christmas trees cause about 400 home fires in the U.S. Tragically, an average of 14 people die. According to the National Fire Protection Organization, each of these fires causes an average of $55,000 in damage.